Find revenue by monetizing payments

Optimize the transaction experience and own the underwriting data without being responsible for its protection.

Start earning revenue from each transaction and get on the path to becoming a PayFac.

“Our PSP said they were okay with our business but they ended up going back on their word and shutting us off without any warning. We wanted to make sure that we're always in a position where we will have a provider even if something happens.”
— Patrick Zhang, Tech Lead at Passes

Reduce exposure to PSP shutdowns and declines

Easily configure retry logic so any failed payment can be re-presented for authorization with a backup payment processor. Decrease declines and increase customer loyalty.

Simplify PCI Compliance

Store card tokens in a secure, PCI-compliant vault, separate from your payment flows. Access these tokens for recurring card-not-present transactions without bringing your systems in scope.

Customize payment flows

Complete flexibility to connect with partners, securely. Connect to subscription management platforms, fraud prevention partners, and more.

How It Works

Benefit from multiple PSPs. Skip the complex orchestration.

Use flexible tools and services to unlock new products, partnerships, and services without exposing your system to cardholder data.

Processing and vaulting with one PSP? You’re missing out.

By adding a backup PSP, you can…

Increase customer LTV by $75*

Successfully process 30% of failed transactions with retry*

Reduce customer churn by 50%

*By assuming standard inputs of 100,000 monthly purchases at $30 each in our ROI model. Visit ROI Calculator to input your numbers and see the ROI of vaulting with Basis Theory.

More of the transactions you want.

Less of the risk and fraud you don't. Start testing now or discuss your use case with our team today.