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# Instantly identify shoppers on your site

Accelerate conversion and monetization by instantly unlocking a customer’s existing payment methods and identity—securely, and without changing PSP or e-commerce providers.

Linque combines identity verification, consumer and card discovery, and secure credential delivery within your existing checkout flow to:

- Convert more users
- Reduce accidental churn
- Monetize high-value consumers earlier

- Card brand
- Last 4 digits
- Cart art
- Expiration month
- Expiration year
- Network token
- Card product
- Rewards
- Next payment date
- Credit limit
- Available credit
- Current balance
- Delinquency status
- Account standing
- Delinquency period
- Delinquent amount
- Issuer
- Card product
- Rewards
- Cash back rate
- Points multiplier
- Category bonuses
- Credit limit
- Available credit

# Kiss abandonment and churn goodbye

Real-world use cases that drive measurable improvements in conversion, retention, and revenue

Reduce Checkout Friction

Instantly load and authorize customers’ existing payment methods. No passwords and no manual card or bank account entry. See checkout success skyrocket.

You can leverage:

- Card brand
- Full PANs
- Cart art
- Expiration month
- Expiration year
- Network token
- Card product
- Rewards

Keep Subscriptions Active

Seamlessly integrate lifecycle intelligence into payment flows by serving only active, verified, always up-to-date payment methods. Make involuntary churn a problem of the past.

You can leverage:

- Next payment date
- Credit limit
- Available credit
- Current balance
- Delinquency status
- Account standing
- Delinquency period
- Delinquent amount

Consumer Intelligence

Retrieve more information about your customers. Leverage consumer intelligence signals to build a propensity score and begin to understand which purchasers have a strong propensity to convert.

You can leverage:

- Issuer
- Card product
- Rewards
- Cash back rate
- Points multiplier
- Category bonuses
- Credit limit
- Available credit

# NOW IN BETA

Test it for Yourself

This demo shows the exact experience your users get: verify, match, and return results in a few seconds.

Built for privacy: minimal data, purpose-limited

Secure verification step before any retrieval

Real-time, production-like behavior

## What is Linque?

We aggregate proprietary data sets from providers around the world and deliver them through a single API. New providers are added every month, continuously expanding what you can access from one platform.

Dataset 01

Dataset 02

More coming soon

### Linque Checkout POC

1. Type your name and phone number

We'll find your saved cards to make checkout faster.

By checking this box, I agree to the [Terms and Conditions](/content/resources/linque-terms-and-conditions/index.html)

Skip card entry

Bank-level security

Encrypted

Find my cards

powered by

# HOW IT WORKS

Easy-to-maintain infrastructure that’s simple for end-users

Give customers more payment options with less input from them and less maintenance from you.

Discover existing payment credentials

Customers enter only their first name, last name, and phone number to instantly access available payment methods.

Do More with Full Account Numbers

Instead of getting obfuscated tokens, you have access to the full primary account numbers (PANs) and bank account numbers for 80-90% of US consumers.

Retrieve Enriched Payment Intelligence

Retrieve additional payment information, including credit limits, balances, payment dates, and account standing that you can use for upsell and retention.

# Why Basis Theory?

Tell us what you need—we’ll show how Basis Theory secures your data and speeds up your business.

- Level 1 PCI compliant CDE
- Vault is compatible with any PSP
- Supports merchants across the world

> “I believe from the time we initiated the first conversation to the time we went live, it was all wrapped up in two weeks. It was fast and without any hiccups.”  
Mit Shah, Co-Founder and COO of Method Financial

More of the transactions you want.
Less of the risk and fraud you don't. Start testing now or discuss your use case with our team today.
