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# Monetize your payments

Find margin improvements by inserting an agnostic token vault within an embedded payment service. Own the underwriting data—without the compliance overhead.

## Implementing a payment vault

Explore our APIs, SDKs, and docs to start building in minutes.

[Universal Form Elements](https://developers.basistheory.com/docs/concepts/elements)

[Secure Data Vault](https://developers.basistheory.com/docs/concepts/what-are-tokens)

[Network Tokens](https://developers.basistheory.com/docs/features/network-tokens)

[Account Updater](https://developers.basistheory.com/docs/features/account-updater)

[3D Secure Support](https://developers.basistheory.com/docs/guides/threeds/overview)

[Custom Payment Flows](https://developers.basistheory.com/docs/concepts/what-is-the-proxy)

[Enhanced BIN Service](https://developers.basistheory.com/docs/api/tokens/token-enrichments)

“I believe from the time we initiated the first conversation to the time we went live, it was all wrapped up in two weeks. The implementation was fast and without any hiccups. We continue to grow with Basis Theory and have not looked back since.”  
— Mit Shah, COO and Co-Founder @ Method Financial

# Use cases for monetizing payments

### Fintech
Scale a fintech with control over your payments.  
[Learn more](/content/use-cases/fintech/index.html)

### Marketplace
Ensure a smooth checkout on both sides of a two-sided marketplace.  
[Learn more](/content/use-cases/ecommerce/index.html)

### VSaaS
Realize more revenue with embedded payments.  
[Learn more](/content/use-cases/vsaas/index.html)

# Embedding payments with Basis Theory

Never miss a payment, and increase the lifetime value of your customers.

Collect end-user data directly into Basis Theory by consolidating front-end components into [Basis Theory Elements](https://developers.basistheory.com/docs/concepts/elements) on checkout pages. Then, transactions can be freely routed between processors to take advantage of any negotiated volume discount thresholds.

Provision [network tokens](https://developers.basistheory.com/docs/features/network-tokens), run [account updater](https://developers.basistheory.com/docs/guides/account-updater/overview) requests, and implement [3DS](https://developers.basistheory.com/docs/guides/threeds/overview) from within Basis Theory so that you never miss a payment.

The [Basis Theory Proxy](https://developers.basistheory.com/docs/concepts/what-is-the-proxy) enables sharing data between systems via HTTP APIs. Use the Proxy to access the vault as needed—keeping your systems out of PCI compliance scope—but with a centralized data source.

Enable customers to [work with any merchant](https://developers.basistheory.com/docs/guides/any/) using their existing processor. Support any processor, gateway, or fraud partner and use Basis Theory for retry, dunning, or orchestration logic.

More of the transactions you want.  
Less of the risk and fraud you don't. Start testing now or discuss your use case with our team today.

[Talk to sales](/content/contact/index.html)  
[Get started for free](https://portal.basistheory.com/register)

**Use cases**  
[Creator Economy](/content/use-cases/creator-economy/index.html)  
[Digital Health](/content/use-cases/health/index.html)  
[E-commerce](/content/use-cases/ecommerce/index.html)  
[Fintech](/content/use-cases/fintech/index.html)  
[Gaming](/content/use-cases/gaming/index.html)  
[Subscription Platforms](/content/use-cases/subscriptions/index.html)  
[Vertical SaaS](/content/use-cases/vsaas/index.html)

**Developers**  
[Getting Started](https://developers.basistheory.com/docs)  
[Documentation](https://developers.basistheory.com/)  
[API Reference](https://developers.basistheory.com/docs/api/)  
[Github](https://github.com/Basis-Theory)  
[System Status](https://status.basistheory.com/)

**Basis Theory**  
[Why Basis Theory?](/content/why-basis-theory/index.html)  
[Add-Ons](/content/add-ons/index.html)  
[Pricing](/content/pricing/index.html)  
[Contact](/content/contact/index.html)  
[Security](/content/security/index.html)  
[Blog](https://blog.basistheory.com/)  
[Partnerships](/content/partnerships/index.html)

**Legal**  
[Terms of Service](/content/resources/terms-of-service/index.html)  
[Master Services Agreement](/content/resources/master-services-agreement/index.html)  
[Privacy Policy](/content/resources/privacy-policy/index.html)  
[Cookie Policy](/content/resources/cookie-policy/index.html)

**Compliance**  
[HIPAA Compliant](/content/security/index.html)  
[PCI Level 1](/content/security/index.html)  
[SOC 2 Type II](/content/security/index.html)  
[ISO 27001](/content/security/index.html)

© 2026 Basis Theory Inc. All rights reserved.