Turn Any Card into a Network Token

Convert any card (or stored card token) into a network-issued credential for merchant-initiated and recurring payments.

Creating a network token in a single API call.

Network token creation is controllable with Basis Theory. You decide when and how the token is created.

Improve approval rates on MITs and recurring payments.
Fewer failures from expired or reissued cards.
Allow AI agents to complete authorized transactions without exposing card data.

Resiliency Becomes a Competitive Advantage

Network tokenization capacity and reliability can become a bottleneck when:

Merchants tokenize at scale with a large, growing customer portfolio.
Vendor bandwidth is shared across an entire customer base.
A provider has limitations or outages.

Avoid these bottlenecks. Basis Theory was designed for scale, keeping network token creation consistent through spikes or seasonal changes in traffic.

Where Network Tokens Pay Off

The biggest wins can keep happening after the first purchase. Network tokens protect renewals, wallet-first platforms, and multi-brand payment methods.

Subscription Renewals

Customers don’t cancel, they fail to pay. Reduce churn risk due to reissued or expired cards and increase customer lifetime value.

Digital Wallets

Support mobile-first customers and payments using credentials tied to a device or wallet. Make repeat payments reliable as devices, cards, and customer behavior change.

Credential Sharing Across Brands

Multi-brand portfolios end up storing the same credential multiple times. Have fewer duplicated credentials across different subentities.

More of the transactions you want. Less of the risk and fraud you don't. Start testing now or discuss your use case with our team today.