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# Card Management & Fraud Prevention

Processor-agnostic add-ons to give you more control.

## Keep Payments Flowing

Within the Basis Theory vault are add-on features that work behind the scenes to keep transactions operating smoothly. No manual updates, and no interruptions caused by an outage.

- Recover lost revenue by preventing avoidable declines caused by expired, reissued, or replaced cards.
- Ensure recurring payments continue without asking customers to re-enter card details.
- Stay secure and compliant through identity confirmation that reduces fraud.

### Network Tokens

Payment tokens provisioned by the card networks that merchants can use to replace the Primary Account Number (PAN) and decrease chargebacks.

Merchants can leverage these always-up-to-date, secure cryptograms, and experience:

- Increased approval rates  
- Reduced interchange fees  
- Fewer chargebacks

[Learn more](/content/platform/network-tokens/index.html)

### Account Updater

Cards numbers can easily become out-of-date through expiration, loss or theft, or customers requesting new card numbers.

Keep cards up to date and reduce failed transactions with two Basis Theory workflow actions:

- Batch Account Updater for periodic bulk updates of vaulted card tokens.
- Real-Time Account Updater for on-demand updates of individual vaulted card tokens.

[Learn more](/content/platform/account-updater/index.html)

### Bank Identification Number (BIN) Details

Including BIN metadata on every transaction can positively impact the decision that drives approval rates, fraud loss, cost, and customer experience.

Basis Theory can return these BIN details on every token with a single API call.

[Learn more](/content/platform/bin-look-up/index.html)

### 3D Secure (3DS)

3DS provides an additional layer of security for card transactions by adding an identity confirmation partner to the standard confirmation between acquiring and issuing banks.

Merchants can securely authenticate transactions using agnostic 3DS, independent of payment processors, or leverage processor-specific 3DS implementations.

[Learn more](/content/platform/3ds/index.html)

More of the transactions you want.
Less of the risk and fraud you don't. Start testing now or discuss your use case with our team today.